PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING OUR WEBSITE. BY ACCESSING OR USING THE WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE OUR WEBSITE. IF YOU DO NOT UNDERSTAND THESE TERMS, DO NOT USE OUR WEBSITE.
Baer On Marketing LLC d/b/a NW Business Advisors (“NW Business Advisors,” “we,” “us,” or “our”) provides access to the NW Business Advisors website (the “Site”) subject to your compliance with the terms and conditions set forth below. We may modify this Agreement at any time without individual notice to you, and such modifications shall be effective immediately upon posting. You agree to review this Agreement periodically to remain aware of any modifications. Your continued access or use of the Site shall be deemed your conclusive acceptance of the modified Agreement.
Disclaimer of Warranties
OUR WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND. NW BUSINESS ADVISORS AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, AND FITNESS FOR A PARTICULAR PURPOSE.
NW BUSINESS ADVISORS AND ITS SUPPLIERS MAKE NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE CONTENT, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.
1. Intellectual Property, Copyright, & Submissions
Ownership & Copyright Protection
The entire content of our Site—including text, graphics, logos, images, audio/video clips, digital downloads, data compilations, and software—is protected by intellectual property laws, including international copyright and trademark laws. The owner of the copyrights and trademarks is NW Business Advisors, its affiliates, or third-party licensors.
You do not acquire ownership rights to any materials viewed or accessed through our Site. Surrendering data or content (such as posting comments) does not grant you any ownership or rights in the Site’s data.
Limited License & Usage Restrictions
You are granted a non-exclusive, non-transferable, revocable license to access and use our Site strictly for private, personal, and non-commercial purposes.
- Permitted Use: You may print or download portions of material from different areas of the Site solely for your own non-commercial use, provided you do not alter or delete any copyright or proprietary notices.
- Prohibited Use: YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, SELL, OR DISTRIBUTE ANY MATERIAL FROM OUR SITE, INCLUDING TEXT, GRAPHICS, CODE, OR SOFTWARE, FOR PUBLIC OR COMMERCIAL PURPOSES WITHOUT PRIOR WRITTEN CONSENT.
User Submissions & License Grant
By submitting materials or information (including blog comments, suggestions, or ideas) to public areas of our Site or directly to us via email, you grant NW Business Advisors a non-exclusive, royalty-free, worldwide, irrevocable, perpetual license (with the right to sublicense) to reproduce, distribute, transmit, create derivative works of, publicly display, and perform such materials across any media now known or hereafter developed. You also grant us the right to use your name in connection with the submitted materials for advertising, marketing, and promotional purposes.
Trademarks
NW Business Advisors, along with related publications, logos, products, and service names, are trademarks or service marks of Baer On Marketing LLC d/b/a NW Business Advisors. Other product and company names mentioned on our Site may be trademarks of their respective owners.
Linking to Our Site
You may link to our Site provided that:
- You do not alter, remove, or obscure copyright or other notices.
- Your website does not engage in illegal or inappropriate activities.
- You agree to immediately remove all links to our Site upon our request.
2. Use of Our Website & Disclaimers
No Professional Advice
Data and materials on the NW Business Advisors Site are provided for general informational purposes only and do not constitute professional legal, medical, or financial/investing advice.
- No Legal Relationship: Content on this Site does not constitute legal advice and does not create an attorney-client relationship.
- No Medical Relationship: Content on this Site does not constitute medical advice and does not create a physician-patient relationship.
- No Financial/Advisor Relationship: Content on this Site does not constitute financial or investment advice and does not create an advisor-client relationship.
Your use of the Site is entirely at your own risk. You should always consult with a qualified professional licensed in your jurisdiction regarding your specific situation before making decisions.
Independent Entity & Affiliate Disclosure
NW Business Advisors is an independent entity. Mention of third-party companies, products, or services does not imply endorsement by those parties. We may receive compensation for recommendations, products, or services referenced on our Site. You remain solely responsible for your financial decisions and purchases.
Account Security & Restricted Access
Access to certain areas of our Site may be restricted. If you are provided with a user ID and password, you must maintain its confidentiality and not share your credentials. You accept responsibility for all activities that occur under your account. We reserve the right to disable accounts or access at our sole discretion.
Duty to Other Users & Spam
You agree not to harvest or collect personal information of other users for any reason, including sending unsolicited commercial email (spam).
Security, Viruses, and Assumption of Risk
We do not guarantee that files available for downloading through our Site will be free from infection, viruses, worms, Trojan horses, or other code with destructive properties. You are responsible for implementing sufficient anti-virus protection and data backup procedures.
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF OUR SITE AND THE INTERNET.
3. Limitation of Liability
IN NO EVENT WILL NW BUSINESS ADVISORS, ITS SUPPLIERS, OR THIRD PARTIES MENTIONED ON OUR SITE BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR SPECIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR DATA) ARISING OUT OF THE USE OF OR INABILITY TO USE OUR SITE OR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, OUR LIABILITY IN SUCH JURISDICTIONS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
4. User Conduct Guidelines
When posting or communicating on our Site, you agree not to post material that:
- Infringes on any copyright, patent, trademark, or trade secret of any third party.
- Is defamatory, abusive, threatening, obscene, profane, harassing, or sexually explicit.
- Violates any local, state, federal, or international law.
- Advertises products/services or contains chain letters/pyramid schemes.
- Impersonates any other person or entity.
We do not screen all user communications in advance, but we reserve the right (though not the obligation) to remove any content that violates these Terms or is otherwise objectionable, and to terminate access for violating users.
5. Indemnification
You agree to indemnify, defend, and hold harmless NW Business Advisors (Baer On Marketing LLC), its officers, directors, owners, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs (including reasonable attorneys’ fees) resulting from any violation of this Agreement or improper use of our Site by you or any person accessing the Site using your account.
6. Governing Law & Dispute Resolution
Governing Law
This Agreement shall be treated as though executed and performed in the State of Oregon, and shall be governed by and construed in accordance with the laws of Oregon, without regard to its conflict of law principles.
Mandatory Binding Arbitration
Any cause of action by you regarding our Site must be instituted within one (1) year after the claim arose or be forever barred. Any legal claim arising out of or relating to these Terms or our Site (excluding intellectual property infringement claims made by us) shall be settled confidentially through binding arbitration in Oregon under the commercial rules of the American Arbitration Association.
Arbitration shall proceed on an individual basis and will not be consolidated with any other claim or proceeding. Each party shall bear half of the arbitration fees and costs and pay its own legal fees.
7. Miscellaneous Provisions
- Severability: If any portion of these Terms is held invalid or unenforceable, that portion shall be construed to reflect the original intent as closely as possible, and the remaining portions shall remain in full force and effect.
- No Waiver: Our failure to enforce strict performance of any provision shall not be construed as a waiver of any provision or right.
- Assignability: We may assign our rights and obligations under this Agreement to any party at any time without notice.
- Entire Agreement: These Terms of Service, along with our Privacy Policy and any other legal notices on the Site, constitute the entire agreement between you and NW Business Advisors regarding your use of the Site.
8. Questions & Contact Information
If you have questions, comments, or concerns regarding these Terms of Service, please contact us at:
NW Business Advisors (Baer On Marketing LLC)
Email: [email protected]